*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --c-navy:#0A1628;--c-blue:#0057FF;--c-blue-mid:#1A6AFF;--c-blue-light:#E8F0FF;
  --c-gold:#F0A500;--c-green:#25D366;--c-bg:#F8FAFF;--c-text:#0A1628;--c-text2:#4A5568;
  --c-muted:#8A93A8;--c-border:#E2E8F8;--r-sm:8px;--r-md:14px;--r-lg:20px;--r-full:9999px;
  --sh-xs:0 1px 3px rgba(10,22,40,.06);--sh-sm:0 2px 12px rgba(10,22,40,.08);--sh-md:0 8px 32px rgba(10,22,40,.10);
}
html{scroll-behavior:smooth;font-size:16px}
body{font-family:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Arial,sans-serif;color:var(--c-text);background:#fff;line-height:1.75;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{color:var(--c-blue)}
.skip-link{position:absolute;top:-40px;left:8px;z-index:1000;background:var(--c-blue);color:#fff;padding:10px 18px;border-radius:6px;text-decoration:none;font-weight:700;font-size:14px;transition:top .2s}
.skip-link:focus{top:8px}
.wrap{max-width:820px;margin:0 auto;padding:0 6%}
.wrap-wide{max-width:1080px;margin:0 auto;padding:0 6%}
/* NAV */
.nav{position:sticky;top:0;z-index:99;background:rgba(255,255,255,.96);backdrop-filter:blur(20px);border-bottom:1px solid var(--c-border);display:flex;align-items:center;justify-content:space-between;padding:14px 6%;gap:12px}
.nav-logo{display:flex;align-items:center;gap:11px;text-decoration:none}
.nav-mark{width:40px;height:40px;border-radius:9px;background:linear-gradient(135deg,#0A1628,#0057FF);display:flex;align-items:center;justify-content:center;color:#fff;font-weight:900;font-size:15px}
.nav-name{font-size:16px;font-weight:800;color:var(--c-navy);line-height:1.1}
.nav-tag{font-size:10px;font-weight:600;color:var(--c-muted);letter-spacing:1.5px;text-transform:uppercase}
.nav-actions{display:flex;align-items:center;gap:9px}
.nav-call{display:flex;align-items:center;gap:7px;color:var(--c-navy);font-weight:700;font-size:14px;text-decoration:none;padding:9px 16px;border:1.5px solid var(--c-navy);border-radius:6px;transition:.2s}
.nav-call:hover{background:var(--c-navy);color:#fff}
.nav-quote{background:var(--c-navy);color:#fff;font-weight:700;font-size:14px;text-decoration:none;padding:10px 18px;border-radius:6px;transition:.2s;border:1.5px solid var(--c-navy)}
.nav-quote:hover{background:var(--c-blue);border-color:var(--c-blue)}
@media(max-width:640px){.nav-call span,.nav-tag{display:none}}
/* BLOG HEADER */
.post-head{background:var(--c-navy);color:#fff;padding:56px 0 48px;position:relative;overflow:hidden}
.post-head::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 60% 70% at 80% 30%,rgba(0,87,255,.3),transparent 60%)}
.post-head .wrap{position:relative;z-index:2}
.crumb{font-size:13px;color:rgba(255,255,255,.55);margin-bottom:16px}
.crumb a{color:rgba(255,255,255,.78);text-decoration:none}
.cat-chip{display:inline-block;background:rgba(0,87,255,.2);border:1px solid rgba(0,87,255,.4);color:#7EB5FF;font-size:12px;font-weight:700;letter-spacing:.5px;text-transform:uppercase;padding:5px 14px;border-radius:var(--r-full);margin-bottom:16px}
.post-head h1{font-size:clamp(27px,4.2vw,42px);font-weight:900;letter-spacing:-1px;line-height:1.18;margin-bottom:14px}
.post-meta{font-size:13.5px;color:rgba(255,255,255,.6)}
/* ARTICLE BODY */
article{padding:46px 0 20px}
article h2{font-size:clamp(21px,3vw,28px);font-weight:800;letter-spacing:-.5px;margin:38px 0 14px;color:var(--c-navy)}
article h3{font-size:18px;font-weight:800;margin:26px 0 10px;color:var(--c-navy)}
article p{font-size:17px;color:#293445;margin-bottom:18px}
article ul,article ol{margin:0 0 20px 22px}
article li{font-size:17px;color:#293445;margin-bottom:9px}
article strong{color:var(--c-navy)}
.lede{font-size:19px;color:var(--c-text2);border-left:4px solid var(--c-blue);padding:6px 0 6px 18px;margin-bottom:28px}
.callout{background:var(--c-blue-light);border:1px solid #cfe0ff;border-radius:var(--r-md);padding:18px 20px;margin:24px 0;font-size:16px}
.callout b{color:var(--c-blue)}
.tip{background:#FFF8E6;border:1px solid #F4E0A8;border-radius:var(--r-md);padding:18px 20px;margin:24px 0;font-size:16px}
.tbl{width:100%;border-collapse:collapse;margin:22px 0;font-size:15.5px}
.tbl th,.tbl td{border:1px solid var(--c-border);padding:12px 14px;text-align:left;vertical-align:top}
.tbl th{background:var(--c-bg);font-weight:800;color:var(--c-navy)}
/* INLINE CTA */
.cta-box{background:linear-gradient(135deg,#0057FF,#0040CC);color:#fff;border-radius:var(--r-lg);padding:34px 28px;text-align:center;margin:38px 0}
.cta-box h3{color:#fff;font-size:22px;font-weight:900;margin-bottom:10px}
.cta-box p{color:rgba(255,255,255,.88);font-size:16px;margin-bottom:20px}
.btn-gold{display:inline-flex;align-items:center;gap:8px;background:var(--c-gold);color:var(--c-navy);font-weight:800;font-size:15px;text-decoration:none;padding:14px 28px;border-radius:var(--r-md);box-shadow:0 4px 20px rgba(240,165,0,.4)}
.btn-wa{display:inline-flex;align-items:center;gap:8px;background:var(--c-green);color:#fff;font-weight:800;font-size:15px;text-decoration:none;padding:14px 24px;border-radius:var(--r-md);margin-left:8px}
/* FAQ */
.faq-item{border:1px solid var(--c-border);border-radius:var(--r-md);margin-bottom:12px;overflow:hidden;background:#fff}
.faq-q{width:100%;text-align:left;background:none;border:none;font-family:inherit;font-size:16px;font-weight:700;color:var(--c-navy);padding:18px 20px;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:12px}
.faq-ico{flex-shrink:0;font-size:22px;color:var(--c-blue);transition:transform .25s}
.faq-q[aria-expanded="true"] .faq-ico{transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq-a p{padding:0 20px 18px;color:var(--c-text2);font-size:15.5px;margin:0}
.related{background:var(--c-bg);border-top:1px solid var(--c-border);padding:40px 0}
.related h2{font-size:22px;font-weight:800;margin-bottom:18px;color:var(--c-navy)}
.related ul{list-style:none;display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:12px}
.related a{display:block;background:#fff;border:1px solid var(--c-border);border-radius:var(--r-md);padding:16px 18px;text-decoration:none;color:var(--c-navy);font-weight:600;box-shadow:var(--sh-xs)}
.related a:hover{border-color:var(--c-blue)}
/* BLOG INDEX */
.idx-head{background:var(--c-navy);color:#fff;padding:60px 0;text-align:center;position:relative;overflow:hidden}
.idx-head::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 50% 60% at 50% 0%,rgba(0,87,255,.3),transparent 60%)}
.idx-head .wrap-wide{position:relative;z-index:2}
.idx-head h1{font-size:clamp(28px,4.5vw,44px);font-weight:900;letter-spacing:-1px;margin-bottom:14px}
.idx-head p{color:rgba(255,255,255,.7);font-size:17px;max-width:600px;margin:0 auto}
.cats{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin:30px 0 6px}
.cat{background:#fff;border:1px solid var(--c-border);border-radius:var(--r-full);padding:9px 18px;font-size:14px;font-weight:700;color:var(--c-navy);cursor:pointer}
.cat.on,.cat:hover{background:var(--c-blue);border-color:var(--c-blue);color:#fff}
.posts{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:20px;padding:36px 0 60px}
.card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--c-border);border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--sh-xs);transition:transform .2s,box-shadow .2s;text-decoration:none;color:inherit}
.card:hover{transform:translateY(-4px);box-shadow:var(--sh-md)}
.card-top{background:linear-gradient(135deg,#0A1628,#0057FF);height:120px;display:flex;align-items:center;justify-content:center;font-size:40px}
.card-body{padding:20px}
.card .chip{display:inline-block;background:var(--c-blue-light);color:var(--c-blue);font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.5px;padding:4px 10px;border-radius:var(--r-full);margin-bottom:10px}
.card h3{font-size:17.5px;font-weight:800;color:var(--c-navy);line-height:1.3;margin-bottom:8px}
.card p{font-size:14px;color:var(--c-text2)}
.soon{opacity:.6;pointer-events:none}
/* FOOTER */
footer{background:var(--c-navy);color:rgba(255,255,255,.6);padding:44px 0 26px;font-size:14px;text-align:center}
footer a{color:rgba(255,255,255,.7);text-decoration:none}
footer a:hover{color:#fff}
.foot-links{display:flex;flex-wrap:wrap;gap:8px 20px;justify-content:center;margin-bottom:18px}
.foot-bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:18px;font-size:12.5px;color:rgba(255,255,255,.4)}
.wa-float{position:fixed;bottom:24px;right:24px;z-index:98;display:flex;align-items:center;gap:10px;background:var(--c-green);color:#fff;text-decoration:none;border-radius:var(--r-full);padding:13px 20px;box-shadow:0 6px 24px rgba(37,211,102,.5);font-weight:700;font-size:14px}
@media(max-width:480px){.wa-float span{display:none}.wa-float{padding:15px;border-radius:50%}}